Rental Math
Know what a property really earns.

Real Estate Calculators

Use these tools to estimate mortgage costs, rental returns, BRRRR metrics, and house-hack scenarios.

Mortgage Payment Calculator

Estimate monthly mortgage payment, including principal, interest, tax, and insurance.

Rental ROI Calculator

Estimate rental cash flow, cash-on-cash return, and annual income from a property.

Rent vs Buy Calculator

Compare renting versus buying by total housing cost over your chosen timeline.

BRRRR Calculator

Estimate recycled capital, equity created, and deal outcomes for a BRRRR scenario.

House Hack Calculator

Estimate how room rental income could offset your monthly housing payment.

Property Decision Guides

Use these guides to pressure-test rent, financing, expenses, and operating risk before trusting a deal spreadsheet.

Rental Property Cash Flow Before Making an Offer

Estimate rent, payment, vacancy, repairs, taxes, insurance, and cash flow before a property looks better than it is.

Rent vs Buy Break-Even Check

Compare rent, mortgage payment, upfront costs, time horizon, maintenance, and equity assumptions before buying.

BRRRR Capital Recycling Reality Check

Check rehab budget, refinance value, rent, debt service, and cash left in the deal before assuming capital comes back out.

Rental Property Expenses Checklist

Build a complete rental-property expense estimate before using cash flow, cap rate, or cash-on-cash return to judge a deal.

Cap Rate vs Cash-on-Cash Return

Understand when to use cap rate, cash-on-cash return, and monthly cash flow when comparing rental properties and financing choices.

Rental Property DSCR Loan Readiness

Prepare a rental-property income and expense model before asking a lender how it calculates debt-service coverage and loan eligibility.

The 1% Rule for Rental Property

Use the rental property 1% rule as a quick rent-to-price screen, then test cash flow, expenses, financing, and reserves before judging the deal.

Rental Property Cash Flow Formula

Calculate rental property cash flow from rent, vacancy, operating expenses, reserves, and debt service without confusing revenue with profit.

House Hacking Expense Checklist

Estimate the real owner cost of house hacking after roommate or unit rent, vacancy, utilities, repairs, insurance, and mortgage expenses.

Mortgage Payment and PITI Explained

Understand principal, interest, property taxes, and homeowners insurance before comparing a quoted mortgage payment with the real monthly housing cost.